Pamela Kruger, Investment Advisor Representative
Kruger Consulting has been working with individuals and businesses with their retirement planning needs in the Berea, Ohio area for over 20 years. We have been providing consulting for those approaching their retirement years and who are concerned whether they will have sufficient income in their golden years. We are also proud to provide solid financial strategies for those who are working toward retirement. Pam Kruger, owner of Kruger Consulting, is a veteran of the insurance business since 1989 and investment business since 1995. Pam is a Registered Representative in the States of Ohio and Florida for J.W. Cole Financial, Inc. member FINRA/SIPC located in Tampa, FL. She currently holds a Series 6 and 63 Securities Registration along with Life, Health, Variable Annuity and Property/Casualty state licenses. Pam is also an Investment Advisor Representative with Cornerstone Asset Management Company located in Broadview Heights to provide fee-based money management services to her clients. Pam has been a notary public since 2000.
Cedric J. Richardson, Investment Advisor Representative
Cedric J. Richardson, as a former teacher for 15 years, brings his effective problem- solving skills and communication abilities to the securities service industry. His eight years in the insurance industry handling many disability and long term care issues for clients, make him keenly aware of and prepared to provide the personal attention that today’s clients expect. In today’s investment environment, financial education is essential in order for investors to fully meet the challenges that may arise as they pursue their goals.
Cedric J. Richardson provides solid education in financial planning and personal risk management-with the needs and objectives of his clients as the centerpiece of a client strategy. He currently holds the Life Insurance, Accident & Health, and Variable Annuities License in the State of Ohio.
Christine T. Bules, Investment Advisor Representative
Christine T. Bules has over 28 years experience in the financial services industry and is respected for her work in retirement planning for individuals and businesses. Chris feels that retirement planning and updating is appropriate for all, from those just starting their work career through those already retired. A plan should address the mix of life and financial goals, allow for risk and investment management and should measure progress. Chris has conducted seminars on various financial topics throughout northeast Ohio at employee group meetings and adult education programs.
Christine T. Bules currently holds the Series 6 and 63 Securities Registration, is Life, Accident and Health and Variable Annuity licensed in the State of Ohio. She has earned the designations ChFC (Chartered Financial Consultant), CLU (Chartered Life Underwriter) and CASL (Chartered Advisor for Senior Living) from the American College in Bryn Mawr, Pennsylvania. She holds a Masters in Business Administration (MBA) from Cleveland State University. She is an Investment Advisor Representative with Cornerstone Asset Management Services, Inc., a Registered Investment Advisor in Ohio.